Scams that target families
How today’s scam calls and texts work, and the simple habits that stop them. Related book: Simple Habits to Protect Your Family From Scams.
For families
Job Offer by Text? How Task Scams Work, and the Red Flags to Watch For
A friendly text offers easy, well-paid work from home. The first payments are real. Then you’re asked to deposit money to “unlock” your earnings. Here’s how to spot it.
Read the article (3 min) →For families
“Grandma, It’s Me”: How Voice-Clone Scam Calls Work, and the One Question That Stops Them
A cloned voice only has to fool you for two minutes. Here’s how these calls are built, and the simple habits that make them fail.
Read the article (5 min) →For families
How to Set Up a Family Code Word That Stops Voice-Clone Scams
It takes one conversation, costs nothing, and works no matter how real a fake voice sounds. Here’s how to choose a good one and make it stick.
Read the article (4 min) →Money and money scams
Getting AI’s help with your budget, and keeping strangers away from your savings. Related book: Simple Ways to Budget, Save, and Stay Safe.
Money scams
Your Bank Will Never Ask You to Move Money to a “Safe Account”
The text looks exactly like your bank’s fraud alert. The caller ID shows your bank’s name. The man on the phone knows your name and part of your card number. Here’s the one rule that stops this scam cold.
Read the article (3 min) →Money
Is It Safe to Use ChatGPT to Make a Budget? Yes, If You Do This First
An AI assistant can sort a month of spending and build a budget in minutes. The trick is getting that help without handing over anything a thief could use, and checking every number it gives you.
Read the article (4 min) →Money scams
“AI Trading Bot” Scams: How the Fake Investment Works, Step by Step
Investment scams cost Americans more than any other kind of fraud in 2025, and “AI trading platforms” are one of their favorite disguises. The pattern is always the same. Once you know it, you can see it coming.
Read the article (3 min) →Everyday life
Plain-English help with paperwork and questions, and how to check what AI tells you. Related book: Everyday Help for the Rest of Us.
For everyday life
How to Use AI to Understand a Confusing Medicare Notice, Without Sharing Your Medicare Number
An AI assistant can turn four pages of Medicare jargon into two plain sentences. Here’s how to do it without sharing anything private, and the one step that makes it safe.
Read the article (3 min) →For everyday life
AI Can Be Confidently Wrong. 5 Quick Ways to Check an Answer Before You Act on It
An AI assistant sounds just as sure of itself when it’s wrong as when it’s right. These five habits take a minute or two and catch most of its mistakes.
Read the article (3 min) →AI at work
Where AI fits in your job, what not to paste in, and how to stay valuable. Related book: Smart Moves to Protect Your Job and Grow Your Career.
At work
Will AI Take My Job? A Calmer Way to Find Out in 30 Minutes
“Will AI take my job?” is a question that only makes you anxious. A better one takes thirty minutes, a sheet of paper, and three letters, and it tells you what to do next.
Read the article (3 min) →At work
Is It Safe to Use ChatGPT at Work? What to Check Before You Paste Anything
AI can save you real time at work. It can also put customer information, your employer’s secrets, and your reputation at risk. Three checks keep you on the right side of the line.
Read the article (4 min) →Small business
Putting AI to work in a small business without hype or a tech team. Related book: Real Workflows for Busy Business Owners.
For business owners
One Task, One Tool, One Week: The Simplest Way to Start Using AI in a Small Business
Most owners try AI on ten things, get mediocre results on all of them, and give up. The ones who stick with it do something much smaller, and it works.
Read the article (3 min) →For business owners
Is It Safe to Paste Customer Information Into ChatGPT? A Small Business Owner’s Guide
AI chat tools can save you hours on emails, proposals, and paperwork. Here’s what’s fine to paste in, what never is, and a two-second habit that keeps you out of trouble.
Read the article (5 min) →
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25 Everyday AI Prompts
Fill-in-the-blank prompts for email, planning, home, and staying safe from scams. Printable PDF, free.
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